NAMFISA Registered · Reg No. 25/11/1358

Fast 30-Day Payday Loans You Can Trust

Quick approval. Transparent fees. No hidden charges.
Get the cash you need when you need it most.

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N$500

Minimum Loan

N$50K

Maximum Loan

30 Days

Loan Term

Fast

Approval

Loan Calculator

Adjust the slider to see your exact repayment

Loan Amount N$5,000.00

N$500N$32,000

PrincipalN$5,000.00

Interest (30%)N$1,500.00

NAMFISA Levy (1.03%)N$51.50

Duty StampN$5.00

Total Repayment (30 Days)

N$6,556.50

Estimate only. Final terms confirmed upon approval.

Apply for This Loan →

Why Choose Us

Financial Relief When You Need It Most

Simple, transparent and stress-free lending for Namibians.

Fast Approval

Quick review so you get a decision fast — often the same day you apply.

No Hidden Fees

We show you exactly what you'll repay before you sign. What you see is what you pay.

WhatsApp Friendly

Send your documents via WhatsApp for a faster, more convenient application.

NAMFISA Licensed

Fully registered and compliant micro-lender under NAMFISA. Reg No: 25/11/1358.

100% Confidential

Your financial information is handled with the utmost privacy and discretion.

Responsible Lending

We assess your ability to repay to ensure the loan fits your situation.

The Process

How It Works

Get your loan in 4 simple steps.

Calculate

Use our calculator to see your exact repayment before you apply — no surprises.

Apply

Download the Loan Agreement Form, fill it in, and submit with documents online or via WhatsApp.

Get Approved

Our team reviews your application quickly and contacts you with a decision.

Receive Funds

Funds are paid directly into your bank account or via E-Wallet once confirmed.

Full Transparency

Our Fees Explained

We believe you deserve to know exactly what you will pay.

30%

Interest Rate

Charged on principal for the 30-day term.

1.03%

NAMFISA Levy

Regulatory levy on principal as required by NAMFISA.

N$5

Duty Stamp

Fixed government stamp duty on all loan agreements.

N$0

Hidden Charges

Zero hidden charges. The calculator shows your full cost.

✓ No Charge

EFT / Internet Banking

Funds transferred directly to your bank account. No additional fee applies.

⚡ Fee Applies

E-Wallet / Mobile Money

A fee of N$20.00 per N$500 sent applies only when you select E-Wallet as your disbursement method.

Example: On N$10,000 via EFT you repay N$13,108.00 total. Via E-Wallet an additional N$400 applies.

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What You Need

Requirements to Apply

Minimal paperwork. We keep it simple.

National ID / Passport

A valid Namibian ID or passport copy.

Latest HR Stamped Payslip

Your most recent payslip stamped by HR.

3 Months Bank Statements

Official bank statements showing regular income.

Completed Loan Agreement

Download, fill, sign and submit the official form.

Valid Contact Number

A working mobile number for communication.

Valid Bank Account

A Namibian bank account for funds to be deposited into.

Start Application →

Have Questions?

Frequently Asked Questions

Who qualifies for a loan? +

Any Namibian citizen or permanent resident who is formally employed, earns a regular income, holds a valid Namibian bank account, and is not over-indebted. You must be 18 years or older.

How fast is the approval? +

We aim to review all complete applications as quickly as possible — often the same business day. Submitting all required documents at once speeds up the process significantly.

Are there any hidden fees? +

No. We charge exactly: 30% interest, 1.03% NAMFISA levy, and a N$5 duty stamp. An E-Wallet disbursement fee of N$20 per N$500 applies only if you choose to receive funds via E-Wallet.

Can I apply via WhatsApp? +

Yes! Send your completed Loan Agreement Form and supporting documents to our WhatsApp number (+264 81 749 3957). This is one of our fastest application channels.